I talked a little about budgeting last month. We have our ‘blow money’ per month per person. That covers clothing, random stuff, coffee, drinks, snacks, make up, anything that is not a need, it is a want … it is our want money!
I recommend setting up a set amount of blow money first. Try that out, give yourself a few weeks or a month. If you try to do a whole budget to start with, it gets crazy hard and stressful! Start with last weeks post: blow money.
After you get that down, you may be amazed at how much you used to spend! Or how much you are now saving! The next step I recommend in budgeting is your food budget. For the first month, go easy on yourself! If you are used to going to the store several times a week, getting whatever you want, not using coupons, you are probably spending a lot on food! Set an amount per month or per week. Our budget is $250 a month. Most people cannot believe what all I can get for that amount! When we first started our budget, our food budget was almost twice that amount.
I divide it out to $50 a week, with the extra $50 for Sam’s as that is where we typically get our ground turkey, chicken, goldfish and a few other items. The key is to be reasonable, if you have lots of money left over at the end of the month … great! But start off slow and keep it going! Once again, use cash! It is so easy to just pull out the plastic and not record all your purchases.
Try those two steps … next week you will want a pen and paper!
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